RICHES! 5 Qs to Know If Money Deceives You

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And others are sown among thorns. They are those who hear the word, but the cares of this world and the deceitfulness of riches and the desires for other things enter in and choke the word, and it proves unfruitful. (Mark 4:18-19)

When Jesus describes the thorns that choke the word of God in the Gospel of Mark, he says that the deceitfulness of riches is one of them. Who is in danger of being deceived by riches? Is it those who are rich already, or those who are far from it? In my experience, it is in times of both want and abundance that I have found the deceitfulness of riches to be a sneaky foe.

How Riches Deceive

How does material wealth deceive us? By making promises it can’t keep. Money promotes itself as the answer to our problems, a barometer of God’s blessing, and his ability to provide for us. It makes us think our value lies in how much we are able to accumulate. It promises to provide a type of comfort and rest and abundant pleasure that can only be found in the presence of the Lord.

While I have never experienced true poverty, my husband and I have gone through periods of financial strain. We had some very tight years, followed by a job change and an income more in line with the upper-middle class community we live in.

I felt the Lord taught me a lot about the inclination of my heart to believe in the lies prompted by material prosperity during the lean years. I was surprised, however, by how much I needed to actively guard my thinking with biblical truth in times of abundance.

Five Diagnostic Questions

Because of the constant presence of indwelling sin, I know the danger of being deceived is always with me. I’ve found it helpful to ask myself the following diagnostic questions to see if my thinking has taken a turn away from the Word of truth:

1. Do I think I will be happier with “just a little bit more”?

It is very tempting to look at the monthly budget and think that just a few more dollars will make all the difference. Contentment seems just one meager pay raise away. However, as Paul says in Philippians 4:11-13:

Not that I am speaking of being in need, for I have learned in whatever situation I am to be content. I know how to be brought low, and I know how to abound. In any and every circumstance, I have learned the secret of facing plenty and hunger, abundance and need. I can do all things through him who strengthens me. (Philippians 4:11-13)

These words have helped me realize that contentment is something we learn to practice in the strength of the Lord. It is totally independent of the balance in my bank account, and totally dependent on how much I am remembering and savoring all I have been given in Jesus Christ.

2. Do I find it hard to see my own spiritual poverty and spiritual wealth in Jesus?

It can be a real snare to a believer when they start to associate their financial condition to their spiritual reality. The wealthy church in Laodicea had deceived themselves into thinking that they were spiritually rich. In fact, they were spiritually “wretched, pitiable, poor, blind, and naked” (Revelation 3:17).

It can be hard for me to see my spiritual poverty when I am surrounded by material abundance. Even the disciples were amazed when Jesus warned that the rich would find it difficult to enter the kingdom of God (Mark 10:24). But Jesus taught that it is the poor in spirit, or those who recognize their own spiritual poverty, who will inherit the kingdom of heaven (Matthew 5:3).

On the flip side, when things are tight financially I need to remember that, as a believer, I have been lavished with the riches of God’s glorious inheritance in the saints (Ephesians 1:18). Again and again, I go back to 2 Corinthians 8:9, which reminds me

…for you know the grace of our Lord Jesus Christ, that though he was rich, yet for your sake he became poor, so that you by his poverty might become rich.

Jesus took on our spiritual poverty so that we could inherit his heavenly riches. What a blessed exchange!

3. Do I believe I am more deserving than those who have less or more?

One of the ways riches can deceive me is by evoking shame when I have less than my peers, while making me haughty when I have more. Riches can tempt us to think that material blessings are directly tied to good works.

This plays right into our culture of capitalism where many still believe “God helps those who helps themselves” is a verse in the Bible. In reality, Deuteronomy 8:17-18 says:

Beware lest you say in your heart, ‘My power and the might of my hand have gotten me this wealth.’ You shall remember the Lord your God, for it is he who gives you the power to get wealth.

The Old Testament character Job was a hard worker who became destitute for cosmic purposes he and his friends didn’t understand. I don’t know why God chooses to give some of his followers more resources than others, so I am not in a position to judge.

4. Do I hoard? Or have I grown in the joy of generosity?

It is wise to save and prepare for known future expenses, but saving in excess can lead to hoarding. Money can deceive us into thinking that we can protect ourselves and our families from any future difficulty if we store up as much as we possibly can. It displays unbelief in God’s promised provision and attempts to replace him.

Hoarding is not unique to the rich. I can hoard one dollar or thousands of dollars. If I am unable to see that everything belongs to God, I am hoarding what I have. Hoarding displays a lack of faith. To guard my heart in this area, I try to imagine every dollar in my bank account has a place marked “owned by” in the corner. Am I willing to write “God” in that place, or do I insist on writing my own name?

Alternately, I know I have been deceived by riches if I have failed to grow in generosity. A fruitful life in Christ will be marked by a desire to participate in the work of the Lord, releasing what he has given for his work. As Paul encouraged the generous Philippians,

Not that I seek the gift, but I seek the fruit that increases to your credit. (Philippians 4:17)

Do I desire the fruitful life of faith-filled generosity, or am I hoarding what rightfully does not belong to me in the first place?

5. Do I manage well what I have been given?

In regards to budgeting, I have been in both the position of feeling “Why bother? There isn’t enough anyway” and “There’s plenty of slush; I don’t need to do this.” Both sentiments reveal a deceived heart with regards to the importance of my role as a steward. We are called to be good managers, regardless of the amount given to us.

I find it remarkable that when Jesus fed the crowd of five thousand in the Gospel of Mark, he first asked the disciples to go and count what they had (Mark 6:38). They may have wondered, “Why bother? We don’t have enough to feed this crowd,” but that would have underestimated what Jesus could do with a small amount. Every dollar is important, and we are called to take good care of all that the Lord has entrusted to us.

The deceitfulness of riches can easily take root in my heart and choke out the fruit that comes from hearing and obeying the Word of God. I need to be on guard, and I have found these questions to be a helpful gauge of whose voice I am listening to: the lies of the devil or the constant, holy, and true Word of Life.

What voice are you listening to when it comes to money and possessions?

Sharing Hope with Your Heart,

3 Money Myths Christian Women Believe

moneyMoney: Don’t believe these three myths and begin enjoying financial freedom.

Years ago a family member racked up four-digit credit card debt on vacations, birthday gifts, and eating out. She paid only the minimum amount due on her credit cards. Then she made a plan to buy only what she needed using cash. Living within her means, she paid the balances within a year.

How this Christian woman loved financial freedom!

Watch out! Be on your guard against all kinds of greed; a man’s life does not consist in the abundance of his possessions. Luke 12:15, NIV

Here are 3 money myths that trick Christian women and nearly everyone!

Myth 1: Godly Christians Are Financially Wealthy

Truth: Godliness is not a means to financial gain as some health-and-wealth gurus suggest. The apostle Paul tells his young friend Timothy: False teachers. . .”who have been robbed of the truth and who think that godliness is a means to financial gain” (1 Timothy 6:5).

Ask yourself what money symbolizes to you

Security?

Love?

Pleasure?

Read Matthew 6:19-20 and consider what Jesus says about earthly treasure:

Do not store up for yourselves treasures on earth, where moths and vermin destroy, and where thieves break in and steal. But store up for yourselves treasures in heaven, where moths and vermin do not destroy, and where thieves do not break in and steal. (Matthew 6:19-20)

Myth 2: Money Is Evil

Truth: Money does great good when handled as God intends — as a means to show love to one’s neighbor, especially widows, orphans, and the poor, and to take care of your immediate family.

But if a widow has children or grandchildren, these should learn first of all to put their religion into practice by caring for their own family and so repaying their parents and grandparents, for this is pleasing to God. (1 Timothy 5:4)

The Bible warns against the love of money is “the root of all kinds of evil. Some people, eager for money, have wandered from the faith and pierced themselves with many griefs.” 1 Timothy 6:10

Myth 3: Money Satisifies

Truth: Money lovers always want bigger bank accounts, a nicer car, a fancier vacation, a larger house. Solomon who asked God for wisdom put it this way:

Whoever loves money never has money enough;

whoever loves wealth is never satisfied with his income.

(Ecclesiastes 5:10)

The antidote is recognizing who owns everything in the world including every dollar, euro, peso, and ruble: God! He says,

The world is mine, and all that is in it. (Psalm 50:12)

And, after recognizing that God owns everything, give thanks for what he has given you. Jotting down reason for thanks daily helps you develop an attitude of gratitude.

One-Minute Money Makeover

Consider these questions. Then plan your makeover:

  1. Do you have a budget? If not, make one. Here’s a free Money Map at Crown Financial.
  2. Are finances tight? Get creative save money and make money. Check Pinterest for gift-making ideas. Turn your hobby into cash. For instance, one of my friends has a full-time position and refurbishes furniture for resale. Another friend sells books on Amazon. I occasionally edit books. What is something you like to do that bring into extra cash?
  3. Do you have extra cash from a bonus or an inheritance? Put it in your emergency fund, or set it aside for retirement or your kids’ college tuition, or share with financially-strapped families in your church (most churches have a Benevolence Fund) or with a charity that helps the hurting in your community or overseas. My husband and I sponsor a child through World Vision, and there are other excellent Christian charities.

Sharing Hope with Your Heart, 

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